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Posts tagged ‘local’

Rodeo Fun! Mutton Bustin Anyone?

Photo Credit: rodeohouston.comIt is RODEO time in Houston. Every year this time the Houston Livestock Show and Rodeo is in town for a few weeks. It usually is here during spring break so it becomes one of our day trips as a family. If you have never been to something like this it can be an all day event. Not only do they have a carnival with tons of rides, games and food vendors but there is also over 480 retail vendors with everything like cowboy boots, candy, jewelry, scented candles, furniture, clothing, kitchen gadgets, etc. They also have a kids zone with fun exhibits, rides and interactive activities. Want to see an egg hatch live? They have it! Want to see them milk a cow? They have it! Want to walk around thousands of pens full of stinky pigs, cows, horses, chickens, etc? They have it! They also have livestock auctions and competitions.

The big event is the rodeo and concert held inside Reliant Stadium. They always have a concert after the rodeo that features a headline singer or group. Although I am not a huge country music fan I am impressed with the A list of stars that have sold out shows each year like Blake Shelton, Miranda Lambert, and Reba McEntire. The rodeo itself includes bucking horses and bull riding, chuck wagon races, barrel races, the calf scramble, calf roping, etc. One of my favorites by far is the “Mutton Bustin”. The announcer actually puts it the best when he says “this is the part of the show where we strap our kids to farm animals and call it entertainment”. If you have never seen it you have to watch the video below. Basically it is a  child around 5-6 years old wearing a heavily padded vest and helmet  put on the back of a sheep, told to grab on to its wool, and then hang on for dear life when the gate opens. As the sheep runs across the pen the object is to see who can stay on the longest. Over the years I have seen a few kids with tears but the majority have huge grins on their faces and are pumping their fists in the air with excitement after they take that dive to the ground.

What is your favorite thing about a rodeo?

Cash vs Debit Card?

Photo Credit: budgeting.thenest.com

I thought the introduction of Visa/MasterCard debit cards was genius! I hated carrying around and writing checks, carrying cash or using my credit card for purchases only to have to write a check to pay off that amount from my checking account later. Having quick access to those funds makes my life simpler for certain, but does it also have its drawbacks?

The other day my kids had asked if I had any money and I realized that I usually carry less than $5 in actual cash at any time. I always rely on my debit card. It also got me thinking about experiences in the past that maybe I should have learned a little more about the pros and cons of cash vs debit cards.

First we have been victims of identity theft. Around Christmas one year we found someone had spent almost $1,500 fraudulently from our account. Thankfully the charges were flagged immediately at our bank because they were coming from Canada and not where we live so they shut down our debit card access. This was both good and bad. Certainly no further funds were taken fraudulently however we had no use of our cards for transactions we normally use like gasoline purchases. We had to rely on checks and cash until our new cards came in. We also had automatic payments assigned to those cards which we then had to contact those companies to set up a new payment option. By using our debit cards as much as we did it put us at greater risk of identity theft. Although we still use them we are more cautious about where they are used.

The second thing we learned about debit cards is they mean nothing when you have no power! During Hurricane Ike everything you wanted required cash. Checks were not even accepted because there was no way to verify funds. So even if I had a million dollars in the bank there was no way to access funds. Thankfully many stores and gas stations had power restored within a few days either by the electric company repairs or a power generator. Those few days without any power around town made many people realize how vital an emergency supply of cash is.

The third thing is I have been somewhere and had a purchase that was only a few dollars and without cash I had to use my debit card. Stores are charged a fee for card purchases so I am not doing them any favors by making them pay a fee for my small purchase. If I had a little more cash it would be a better option in those situations.

I am sure there are plenty of other pros and cons of both debit cards and cash. I certainly still like the convenience of the debit card but know that cash cannot disappear completely without effecting our lives at some point!

Which do you prefer to use? Debit Cards or Cash?